Friday, June 30, 2006

Retirees represent the world’s largest demographic market

(Source: marketresearch.com 2006)

This being so, even if you decided to deal only with fellow travellers in the third age journey you would nonetheless still be operating in the single biggest marketplace online.

Think about that for a moment or two…

But you don't have to restrict your efforts in making money online in retirement; cyberspace in its entirety is at your disposal…

You can choose the direction in which you wish to travel

1. You could take the quick route;
2. You could take the slow route;
3. You could take both routes in tandem.

Slow, slow, quick-quick, slow

To parody Victor Silvester’s mantra of yesteryear, you can make some quick money online in under 24 hours if you really put your mind to it (I’ll show you how in the next chapter) but be advised, it will fizzle out just as quickly as it started if you do not also take the trouble to learn how to make money travelling on the slow route.

Attracting quick money to begin will help you in several ways

Help you pay off the odd pressing bill;

Help you put funds aside to purchase the tools you’ll need to make money slowly, steadily, continuously;

Help you get up to speed on the fundamentals of online marketing.

Why bother with the slow route?

We all like to make money quickly but you must bear in mind that marketing on the internet is not a virtual get-rich-quick destination. The quick route is where most successful online marketers start out but the clever ones quickly switch direction, boarding the slow train that leads to sustained online income generation; the train that is perpetually fuelled with proven strategies.

Remain closeted on the quick train and your retirement online money-making journey will be over after a few stops along the way.

What you gain by boarding the slow train

You turn retirement into a profitable pursuit by learning how to master the elements that constitute success in the attraction of residual online income.

http://earn-money-in-retirement.com

Wednesday, June 28, 2006

Choosing a domain name that reflects your produce

Do you really need to have your own domain name?

The one word answer is ‘Yes’.

If you put up your site with one of the free web hosting services, the one that benefits most is the hosting company. The last person to benefit is you. There are a number of reasons why having a domain name that reflects your produce is a must if you are to make money online in retirement:

Avoiding convolution in your chosen domain

1) When you have your own domain name, the address of your website will be of the form http://www.yourcompany.com. On the other hand, if you put up your site on one of the free servers, the address of your website will be something like http://www.somefreewebsite.com/yourtradingname

o Which of these sounds more professional?

o Which of these is easier to remember?

I leave you to make your own judgement...

http://earn-money-in-retirement.com

Tuesday, June 27, 2006

How to find products and services that people want

By now you should have identified one or two easy-to-target markets and if you have done your research properly you have probably also identified a problem the target market is currently experiencing.

If you haven’t found one yet, keep lurking. It may take a little more time. If people are asking questions on newsgroups, forums, discussion groups that you do not understand, contact them individually and request clarification. Keep going until you uncover a problem, a want, a need.

Now brainstorm again.

o What types of produce or service can you develop, locate or resell to help solve the identified problem?

o More importantly, determine whether your solution will sell.

Once you have defined a product or service, ascertain if your identified niche market is willing to part with hard cash to own your prescribed solution. Always remember, a recognised need does not necessarily translate into sales.

ust because someone apparently needs something it does not mean that they will want badly enough to splash out cash. If your target audience is unwilling to purchase your product or service for whatever reason, or if you have identified more problems than you can solve, discard the market and move on to the next one.

Never get hung up on trying to flog a dead horse.

Nonetheless, the most profitable products are those you can develop yourself because that way you control the costs. But you may have neither the skills nor the resources to achieve this. If that is the case, look around for a joint partner who already has the solution but is not doing a very good job of marketing it. Make an offer – and be sure to put it in writing. You’ll never know if you don’t ask.

Throughout the entire process of finding a product or service that people want, bear in mind that while almost anything sells over the internet, you should focus on produce that can be digitised and easily automated. Become ‘auto-pilot’ minded. This will allow you to expand into several profitable online retirement pursuits that combine to create multiple income streams.

Above all – think niche.

http://earn-money-in-retirement.com

Monday, June 26, 2006

Trading links with other websites

Another no-cost marketing technique is to trade links with other websites. Now, I know from experience this can be a daunting task at first...you trade 10 links and only get an ounce of traffic from it...but what happens when you start having hundreds or thousands of related sites linked to you?

You get a flood of visitors, that’s what.

Where do you start?

Start by getting out there and offering; offer to trade links with people who are in the same forums, newsgroups, and mailing lists as you. Go to some of the online databases that have links. Participate in banner exchanges and link exchanges. Nothing will happen unless you take the initiative and do something.

http://earn-money-in-retirement.com

Sunday, June 25, 2006

The Incredible Influence of Niche Marketing

There isn’t a successful online marketer anywhere in the world who would dispute the assertion that niche is the only way to go: niche markets, niche customers, niche produce. And this applies whether you create your own produce or opt for someone else’s to promote.

o Identify your niche market;
o Identify your niche customers;
o Identify the produce the niche market and its customers want.

Why most online businesses are doomed from the outset

It's sad, but even today the vast majority of online businesses still manage to fail before they actually begin…

‘Why?’ you might well ask.

Because 98 per cent of the people trying to do business online, don't know how to go about choosing a niche.

In fact, most of them make one of two huge mistakes:

Mistake #1 - Targeting a market that is too broad (i.e. Trying to compete with Amazon.com by selling books or other common household items online)

Mistake #2 - Targeting a niche that is overly saturated(i.e. Trying to get a foothold in the ‘Internet Marketing’ or ‘How To Make Money Online’ niche)

What users want to find when they search online

This little table says it all…

Top 5 e-commerce niche purchasing categories

a) Computers (4.3 million buyers);
b) Electronics (7.4 million buyers);
c) Software (9.6 million buyers);
d) CDs/Videos/DVDs (11.2 million buyers);
e) Digitised Books and Information (17.5 million buyers).

Information products outstrip all other e-commerce niche purchasing options and this opens the door to you in the development of your retirement money-maker plan. This table incidentally is extracted from a Forrester Survey (the internet research arm) on online buying patterns for the year 2004.

The secret to success…

The secret to long-term success online is to find tiny - but popular - niche markets that have little or no direct competition, and then create and sell digitised information products to these niches.

http://earn-money-in-retirement.com

Saturday, June 24, 2006

Working faster, easier, stress-free to earn money online in retirement

When you adopt the slow route to making money online in retirement you eliminate the bulk of the hassles connected with setting up an offline business. Even so, you will still require to embark on a prescribed learning curve (and that’s what the rest of this workbook all about) but it’s a lot more fun.

All things considered, online is the faster, easier, stress-free route to take for retirees who wish to add to their basic income. Your virtual store can be any size you like – as big as the biggest mall in New York City – and there is no limit on the amount of products you can offer: the range can be infinite.

And how’s this for a list of inbuilt advantages when you deal in digitised produce:

Minimal start up costs
Work your own hours
24 hour trading
Open 365 days a year
Marketplace: the Planet Earth
Level playing field even if your website consists of a solitary page
Automatic order taking
Automatic payment processing
Instant delivery of produce
Instant shopper satisfaction
No customer interfacing
No premises
No rent
No commercial rates
No staff
No wages
No stock
No creditors
No debtors
No shipping
Opportunity to create passive income online

We haven’t even scratched the surface but don’t you already get the feeling that the online route sounds fast, easy, stress-free?

http://earn-money-in-retirement.com

Friday, June 23, 2006

The hallmarks of a good domain name for earning money in retirement

Here's what to look for in a good domain name...

A good domain name is relatively short. A short name -- if you can get it -- is important for several reasons. It is easy to fit into logos, makes a better brand, is more easily recognizable, and is harder to misspell. Some companies have 50-character domain names spelling out their whole company name. That's unwise. Long domain names don't fit in forms, on billboards, or in Google PPC ads. Keep them relatively short.

A good domain name is memorable. You remember generic names, such as Art.com and Garden.com. But you also remember more unique names such as Amazon.com, Google.com, and FogDog.com. Putting together strange combinations of words is fun and can be very productive. It helps if it rhymes like FogDog, or repeats sounds such as Google, or is sing-songy like WilsonWeb. Say your prospective domain name out loud to listen to its sounds. See if your tongue gets twisted around any syllables. Whatever your domain name, it should stick in the mind.

A good domain name isn't easily confused with others. In their desperation to find a domain name, some grasped at hyphenated names and put "the" in front of a word, as in TheStandard.com. The problem is confusion. Trademark laws are designed to prevent customer confusion.

If the holder of a similar domain name is first to trademark his combination, it could threaten your domain name, or at least your ability to use it as a brand. Be sure to check with UK Patent and Trademark database (www.patent.gov.uk/tm/dbase/).

Another consideration (although it has never bothered me as you will gather from the next section) is conveying your domain name over the phone. If you always have to say ‘spelled ding-hyphen-doodle.com’ you might wish you'd left out the hyphens.

Whatever - do your best to come up with a name that isn't confusing...

http://earn-money-in-retirement.com

Thursday, June 22, 2006

Converting ideas into streams of residual income to boost your pension

Creating residual income streams is not an impossible dream for those retirees charged with an entrepreneurial streak and the opportunity to do so online is open to every third age traveller. Residual income (also known as passive or recurring income) is income that continues to be generated after the initial effort has been expended.

In other words, you do something once and it continues to generate income, perhaps for years on end. Compare this to how most people focus on earning: linear income, which is one-shot compensation or payment in the form of a fee, wage, commission or salary. Linear income is directly proportional to the number of hours invested in it (40 hours of pay for 40 hours of work) but one of the great advantages of residual income is that once things are set in motion, you continue making money from your initial efforts, while gaining time to devote to other things - such as generating more streams of residual income.

Offline opportunities are few and usually linked to special skills

Take writing for example. You put pen to paper and produce a book, the proposal for which is accepted for publication. You may be lucky enough to obtain an advance but here is how your residual income opportunity really starts to take shape. When your book is published the royalties from home, export and online sales will home in at around 7.5 to 10 per cent per unit. Say it quickly and it doesn’t sound like much but these basic royalties soon mount up to provide you with a handsome return year after year. When you start to hit reprints and multiple editions it gets even better and that’s when your residual income opportunity takes off.

Editions licensed to another publisher for manufacture;
Single issue or one-shot periodical rights;
Translation rights;
Sound broadcasting rights;
Merchandising rights;
Educational reprint rights;
Royalty-inclusive sales;
Mail order sales;
Book clubs;
PLR (public lending right: libraries).

http://earn-money-in-retirement.com

Wednesday, June 21, 2006

You are a walking compendium of learned life skills

Your subconscious contains a fountain of learned life skills; not just those skills you acquired in your career but the aggregated knowledge of a lifetime: work, hobbies, general interests, specialist interests, child bearing/raising/educating, and so on. The list is endless. And in one or more of these areas you are an expert.

You find this hard to believe? Then take these exercises and verify it for yourself.

Exercise: Determine your expert status to create a project

Make a list in random order of topics that interest you.

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Isolate the one topic you instinctively feel you know more about than any of the others.

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Start jotting down in tabular form every aspect relating to your conscious knowledge of the topic as it springs to mind; one word per aspect will suffice. Keep on adding as the thoughts tumble out.

-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Repeat this exercise for the next topic in order of perceived interest.

-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Repeat it for the next again.

-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Leave your lists aside and come back to them a few days later…

Unless you are brain dead something has been occurring in the interim. Your little exercise has sparked off the interest of your subconscious and it is enthused about the outcome. It has been carrying this stuff around for years and is desperate to disclose the extent of your collective intelligence, to tell you how much you really know. Given the opportunity, it could have conveyed this information a long time ago.

But you never asked – until now.

Review each of your lists again individually and at the prompting of the second level of your consciousness keep on adding until you have exhausted the deepest recesses of your memory bank. Upon completion you may be shocked to discover that the topic you though you knew most about is in fact the one about which you know the least. One of the others may have the grabbed the Number 1 Spot thanks to power of recall of your helpful friend.

There’s enough information on the winning topic to write a book, right?

http://earn-money-in-retirement.com

Tuesday, June 20, 2006

Using intuition to find your money-making retirement pursuit

Another tool you can use to help dream up profitable ideas is to spend several minutes each evening, relaxed with your eyes closed.

1. Pick any object that comes to mind and try to change it in your mind's eye. Change it in every manner you can think of to improve it.

2. The following evening pick another subject or object and repeat the process.

Soon you will be using 20 per cent of your brain power instead of the 10 per cent normally used by the average person. As your knowledge and brain power increase so will your bank account in retirement.

Just think what you could accomplish if you could get the other 80 per cent of your brain power working. On second thoughts, don’t aim for 100 per cent efficiency out of your human computer - you’ll probably wind up revolutionising the world.

http://earn-money-in-retirement.com

Monday, June 19, 2006

Drawing on a lifetime of experience to earn money in retirement

You have accumulated enough ‘stuff’ in your lifetime upon which to draw to create a whole host of ideas for making money online to supplement your pension on the slow route and I am about to prove it to you by asking you to undertake some more exercises hard on the heels of the one you have just completed.

You are a walking compendium of learned life skills

Your subconscious contains a fountain of learned life skills; not just those skills you acquired in your career but the aggregated knowledge of a lifetime: work, hobbies, general interests, specialist interests, child bearing/raising/educating, and so on. The list is endless. And in one or more of these areas you are an expert.

You find this hard to believe? Then verify it for yourself by undertaking the simple exercises contained in the seniors home study course availabale for download at this website...

http://earn-money-in-retirement.com

Sunday, June 18, 2006

How a Unique Little Workbook Helps Seniors Earn Money Online in Retirement

How would you like to wake up in the morning to messages in your email inbox with a subject line that reads, ‘You have new funds in your PayPal account’ or ‘invoice @clickbank.com’; messages from electronic payment processors that confirm you have been making money passively while you were asleep?

I have a unique little seniors’ workbook that helps me do just that.

And you too can do this in retirement even if right now you consider the concept beyond your capabilities because the little workbook to which I refer is a practical tome that will show anyone how to earn money online in retirement irrespective of personal circumstances.

You can do this even if your knowledge of online marketing is currently at zero;
You can do it with just an email address to start;
You can do it on the tightest of budgets;
You can do it without ever interfacing with anyone;
You can do it even if you think you can’t;
You can do while you sleep.

Retirees represent the world’s largest demographic market (Source: marketresearch.com 2006)

This being so, even if you decide to deal only with fellow travellers in the third age journey, you would nonetheless still be operating in the single biggest marketplace online.

Think about that for a moment or two…

But you don't have to restrict your efforts in making money online in retirement; cyberspace in its entirety is at your disposal…

You can choose the direction in which you wish to travel…

You could take the quick route;
You could take the slow route;
You could take both routes in tandem.

Why bother with the slow route?

We all like to make money quickly but you must bear in mind that marketing on the internet is not a virtual get-rich-quick destination. The quick route is where most successful online marketers start out but the clever ones quickly switch direction, boarding the slow train that leads to sustained online income generation; the train that is perpetually fuelled with proven strategies.

Remain closeted on the quick train and your retirement online money-making journey will be over after a few stops along the way.

If you would like to learn more about my amazing little workbook or even download your own copy, visit this website ...

http://earn-money-in-retirement.com/workbook.html

Saturday, June 17, 2006

How a Unique Little Workbook Helps Seniors Earn Money Online in Retirement

How would you like to wake up in the morning to messages in your email inbox with a subject line that reads, ‘You have new funds in your PayPal account’ or ‘invoice @clickbank.com’; messages from electronic payment processors that confirm you have been making money passively while you were asleep?

I have a unique little seniors’ workbook that helps me do just that.

And you too can do this in retirement even if right now you consider the concept beyond your capabilities because the little workbook to which I refer is a practical tome that will show anyone how to earn money online in retirement irrespective of personal circumstances.

You can do this even if your knowledge of online marketing is currently at zero;
You can do it with just an email address to start;
You can do it on the tightest of budgets;
You can do it without ever interfacing with anyone;
You can do it even if you think you can’t;
You can do while you sleep.

Retirees represent the world’s largest demographic market (Source: marketresearch.com 2006)

This being so, even if you decide to deal only with fellow travellers in the third age journey, you would nonetheless still be operating in the single biggest marketplace online.

Think about that for a moment or two…

But you don't have to restrict your efforts in making money online in retirement; cyberspace in its entirety is at your disposal…

You can choose the direction in which you wish to travel…

You could take the quick route;
You could take the slow route;
You could take both routes in tandem.

Why bother with the slow route?

We all like to make money quickly but you must bear in mind that marketing on the internet is not a virtual get-rich-quick destination. The quick route is where most successful online marketers start out but the clever ones quickly switch direction, boarding the slow train that leads to sustained online income generation; the train that is perpetually fuelled with proven strategies.

Remain closeted on the quick train and your retirement online money-making journey will be over after a few stops along the way.

If you would like to learn more about my amazing little workbook or even download your own copy, visit this website ...

http://earn-money-in-retirement.com/workbook.html

Friday, June 16, 2006

Earn Money in Retirement from What You Love Doing

Using a hobby or favourite pastime as your part time retirement business base has inherent benefits. Why do I say this? Because any venture you decide to become involved in should be something you love doing - something you believe in - something that you would work at no matter what income it would generate.

This will give you the stamina to see your venture through dull times in the beginning and happier times later when there the profits start rolling in. We all know the feeling of doing something we hate. We can’t give it 100 per cent enthusiastic effort and so we tend to procrastinate in seeing it through. That's why it is vitally important to dearly love the concept you have chosen to build your profitable retirement pursuit around.


Do you like cooking? Start a recipe newsletter for others who are interested in the culinary arts and sell your recipes by publishing a simple booklet. You could also produce a digital version and make it available as a download on the internet.

Do you enjoy crafts? Sell the produce through mail order but be sure to mark up the price to cover shipping and handling charges.

Do you enjoy working on cars? Print and distribute flyers around the local neighbourhood listing your prices. Offer a discount coupon for customers to use on their first auto repair job.

Do you enjoy computer programming? Write a program and sell through shareware groups or online to computer owners.

Just about anything you love doing can be magically transformed into a commercial opportunity. Some products and services may only sell in your own locale while others might do well in mail order or online if they are capable of digital conversion.

As with any hobby, it will take time (probably many months) to realise a profit but think of it this way: most people who have a hobby know they have to spend money to participate. It only makes sense to promote your hobby to other like-minded enthusiasts so you can eventually make some of that money back in sales.

http://earn-money-in-retirement.com

Thursday, June 15, 2006

Creating residual income streams in the third age years

Creating residual income streams is not an impossible dream for those retirees charged with an entrepreneurial streak.

Certainly to achieve manifold success offline is a challenge that may be beyond the majority but the opportunity to do so online is open to every third age traveller.

Residual income (also known as passive or recurring income) is income that continues to be generated after the initial effort has been expended.

In other words, you do something once and it continues to generate income, perhaps for years on end. Compare this to how most people focus on earning: linear income, which is one-shot compensation or payment in the form of a fee, wage, commission or salary.

Linear income is directly proportional to the number of hours invested in it (40 hours of pay for 40 hours of work) but one of the great advantages of residual income is that once things are set in motion, you continue making money from your initial efforts, while gaining time to devote to other things - such as generating more streams of residual income.

http://earn-money-in-retirement.com

Wednesday, June 14, 2006

Why online is the faster, easier, less stressful route to take to earn money in retirement

When you adopt the online route to pursue profitable activity in retirement you eliminate the bulk of the hassles connected with setting up an offline business. Even so, you will still require to embark on a prescribed learning curve (and that’s what the next 27 chapters are all about) but it’s a lot more fun. All things considered, online is the faster, easier, less stressful route to take for retirees who wish to add to their basic income. Your virtual store can be any size you like – as big as the biggest mall in New York City – and there is no limit on the amount of products you can offer: the range can be infinite.

And how’s this for a list of inbuilt advantages when you deal in digitised produce:

Minimal start up costs
Work your own hours
24 hour trading
Open 365 days a year
Marketplace: the Planet Earth (perhaps beyond…J)
Level playing field even if your website consists of a solitary page
Automatic order taking
Automatic payment processing
Instant delivery of produce
Instant shopper satisfaction
No customer interfacing
No premises
No rent
No commercial rates
No staff
No wages
No stock
No creditors
No debtors
No shipping
Opportunity to create passive income online

We haven’t even scratched the surface but don’t you already get the feeling that the online route sounds faster, easier and less stressful?

http://earn-money-in-retirement.com

Tuesday, June 13, 2006

Starting an offline business in retirement

It’s a big decision to opt for an offline business as the route to a profitable retirement pursuit and it’s one that you should not make rashly. For a start, would you be fit for it? It will take up a huge chunk of your time (perhaps take over your life for a while at the outset) cutting severely into other retirement interests. Would you have the finances for it? Might you find it stressful dealing face to face (perhaps for the first time in your life) with your prospective clientele? Perhaps most importantly, are you willing to learn? (Incidentally, if you read my book Your Retirement Masterplan you may already be familiar with much of the substance of this post. That’s okay; one more reading won’t hurt. It will only serve to refresh your memory…)

Here are crucial questions that need answers before pursuing the offline route.

HOW STRONG IS YOUR COMMITMENT?

Personal commitment is germane to success and it calls for certain disciplines. Now that you are retired you have time on your hands to pursue leisure interests that you only ever dreamed about while you when you were working; time to take a holiday whenever you want, to visit the grandchildren on the spur of the moment.

Do you really want to impinge of this free time by contracting to the full-time dedication that running an offline business will entail?

Or is your disposition such that you could comfortably couple freedom and commitment with equal dexterity?

WOULD YOU BE CAPABLE OF MAKING YOUR OWN DECISIONS?

You can listen to advice from other people of course but when it comes to making crucial commercial decisions affecting your own business, you will be out there on your own.

Does the prospect faze you or are you capable of taking it all in your stride?

COULD YOU PLAN AHEAD TO COPE IN ALL KINDS OF WEATHER?

Success comes sooner when you develop the practice of creating individual strategies for every eventuality: good times, bad times, in between times; rewarding and problematic situations.

How do you rate yourself at planning ahead?

Does it come easy to you or is it something you would need to work at?

DO YOU POSSESS GOOD INTERPERSONAL SKILLS?

You may be the most personable person you know but how does your personality stack up in commercial terms? You will be dealing with people on a regular basis at all ends of the spectrum: staff, suppliers, customers, creditors, debtors, etc.

Can you be objective yet affable in your dealings?

Can you learn to put self interest on the back burner when required?

WOULD YOUR SPOUSE/PARTNER SUPPORT YOUR DECISION?

Having the unconditional support of your significant other is essential if you are to make a success of running an offline business in retirement.

Will he/she feel left out or play an active part in the endevor?

Will there be arguments or agreement over finances?

On the other hand, if like me you are now alone in your third age journey you may quickly discover that entrepreneurship compensates in some small part for the loss of a partner.

CAN YOU AFFORD TO INVEST IN YOURSELF?

Perhaps for the first time ever you will be facing up to the prospect of investing not in tangibles such as a home or a motor car - but in yourself.

Can you afford it at this time in your life?

Even if you can comfortably afford it, do you really want to even if the required investment is modest, or would you rather keep the money in the bank?

As with most things in life you have choices but only you can decide what’s best for you.

HOW ARE YOU AT HANDLING SETBACKS?

What happens when you meet the odd inevitable setback?

Will you wonder what on earth you’ve let yourself in for in what should be a less stressful time of your life?

Conversely, do you possess the steeliness to convert apparent stumbling blocks into opportunities?

Do you have the grit and enthusiasm to persevere and overcome in temporary adversity?

WHAT ABOUT THE FINANIAL SIDE OF MATTERS?

If you were an employee during your working life, do you really have a thorough enough understanding of the financial side of running your own business? To bring yourself up to speed, would you be prepared to take advantage of the abundance of free tuition that exists on acquiring commercial nous?

ARE YOU READY TO CAPITALISE ON MAJOR CHANGE?

Your entry into the third age is a major change in its own right and for some, a culture shock.

Are you ready to consider the implications of adding to your altered circumstances by starting a demanding offline business in retirement to make the most of change?

Would taking this route cause you anxiety or would you be confident about turning the transformation to your advantage?

DO YOU HAVE SPECIAL SKILLS?

Do you have special skills that would distinguish your business from the run of the mill? If so, consider yourself fortunate. Skills that are rare are always in demand and constitute the lynchpin for a successful enterprise.

Rate yourself and if on balance you feel you have what it takes to succeed, go for it...

http://earn-money-in-retirement.com

Monday, June 12, 2006

Making your lifetime knowledge work for you in retirement

You are a walking compendium of learned life skills; not just those skills you acquired in your career but the aggregated knowledge of a lifetime: work, hobbies, general interests, specialist interests, child bearing/raising/educating, and so on. The list is endless. And in one or more of these areas you are an expert.

You don’t believe me? Then take a test and prove it for yourself.

1. Make a list in random order of topics that interest you.

2. Isolate the one topic you instinctively feel you know more about than any of the others. Start jotting down in tabular form every aspect relating to your conscious knowledge of the topic as it springs to mind; one word per aspect will suffice. Keep on adding as the thoughts tumble out.

3. Repeat this exercise for the next topic in order of perceived interest.

4. Repeat it for the next again.

5. Leave your lists aside and come back to them a few days later.

Unless you are brain dead something has been occurring in the interim. Your little exercise has sparked off the interest of your subconscious and it is enthused about the outcome. It has been carrying this stuff around for years and is desperate to disclose the extent of your collective intelligence, to tell you how much you really know. Given the opportunity, it could have conveyed this information a long time ago.

But you never asked – until now.

Review each of your lists again individually and at the prompting of the second level of your consciousness keep on adding until you have exhausted the deepest recesses of your memory bank. Upon completion you may be shocked to discover that the topic you though you knew most about is in fact the one about which you know the least. One of the others may have the grabbed the Number 1 Spot thanks to power of recall of your helpful friend.

There’s enough information on the winning topic to write a book, right?

http://earn-money-in-retirement.com

Sunday, June 11, 2006

Write At Least 1000 Words Every Day For A Week

Now why would anyone want to do that: write 1000 words every day for a whole week of the precious time left in retirement?

Well you wouldn't if you are an established writer; you are already pumping out much more than that on an average day.

But you might want to give it a try if you are thinking of taking up writing as a retirement hobby or if you have been writing for a while and are still struggling to break through.

Not just any old 1000 words though because that would be pointless; 1000 words tagged to the premise that presupposes you have identified a topic, you have researched the topic; you know your topic inside out - be it in the realms of fiction or non-fiction.

When you stick at it and knock out 1000 words every day for seven days you will discover in Week 2 that 2000 words a day is feasible, then 3000, 4000, 5000, 6000; whatever.

And as the weeks roll by not only will your output improve but so too will the quality of your writing.

But here is the real cruncher...

In tandem with your ever-increasing output will be a commensurate decrease in information overload, freeing your subconscious to work on new ideas, new concepts, new projects - and soon the fruits of its creativity will come flying at you in all directions.

So here in essence is what you get when you make up your mind to write 1000 words every day for a week:

1. Your output will automatically increase in the weeks to follow;

2. The quality of your writing will improve dramatically;

3. Information overload will decrease and make way for a fusion of new creativity.

This is the formula I used at the outset of my own writing career and currently I churn out around 10,000 words every day of which only 1000 might be directly related to a specific book project; the majority of my productivity being dispersed between articles, press releases, web copy and the like.

But it’s all grist to the mill; the mill, the catalyst, the engine room that creates the harvest; your overall creative output.

http://1st-creative-writing-course.com

Saturday, June 10, 2006

Writing a book on your know-how

I’ve done it several times over; it’s fun, it’s therapeutic, and it can lead to streams of residual income if you do it correctly.

The subject matter doesn’t have to be related to what you did for a living.

Perhaps a hobby interest came top of your list of ‘expert’ topics; perhaps it was something else that took you completely by surprise when you realised just how much you know about the subject.

It makes no difference. If you are interested, other people are too, and they will want to know what you know - and will pay for your expertise.

http://1st-creative-writing-course.com

Friday, June 09, 2006

Exchanging conventional retirement for profitable activity

When we become third age people it is vital to keep the mind firing on all cylinders if we are to be all we can be - and if this mental activity can be converted into profitable pursuits, so much the better.

My book Your Retirement Masterplan (ISBN 1857039874) is devoted to the myriad elements that combine to make for a rewarding and fulfilling third age experience. This today's post focuses exclusively on just one of these elements:

The evolvement of a money-making plan to add to the meagre income on which the majority of retirees struggle to subsist

We have choices…

1. We can conform to what the misguided still believe retirement is all about:
doing nothing, wallowing in boredom, eating half the day, sleeping the other half, aging rapidly, and throwing off the mortal coil prematurely.

2. We can drift along and fritter away time and whatever income or savings we have at our disposal.

3. We can (if we have oodles of spare cash) indulge ad nauseam in perpetual vacationing or….

4. We can apply ourselves to ensuring that our native abilities are kept alive, active, and sufficiently energised to augment the quality of life.

5. We can stretch our abilities to make some extra cash in retirement.

And for some, the final option isn’t so much a choice as a necessity.

http://earn-money-in-retirement.com

Thursday, June 08, 2006

You can choose the direction in which you wish to travel to earn money in retirement

You could take the quick route;

You could take the slow route;

You could take both routes in tandem.

Slow, slow, quick-quick, slow

To parody Victor Silvester’s mantra of yesteryear, you can make some quick money online in under 24 hours if you really put your mind to it (I’ll show you how in tomorrow's posting) but be advised, it will fizzle out just as quickly as it started if you do not also take the trouble to learn how to make money travelling on the slow route.

Attracting quick money to begin will help you in several ways

1. Help you pay off the odd pressing bill;

2. Help you put funds aside to purchase the tools you’ll need to make money slowly, steadily, continuously;

3. Help you get up to speed on the fundamentals of online marketing.

Why bother with the slow route?

We all like to make money quickly but you must bear in mind that marketing on the internet is not a virtual get-rich-quick destination. The quick route is where most successful online marketers start out but the clever ones quickly switch direction, boarding the slow train that leads to sustained online income generation; the train that is perpetually fuelled with proven strategies.

Remain closeted on the quick train and your retirement online money-making journey will be over after a few stops along the way.

What you gain by boarding the slow train

You turn retirement into a profitable pursuit by learning how to master the elements that constitute success in the attraction of residual online income:

Exploiting lifetime knowledge
Creating money-making ideas
Building residual income
Working quickly and effortlessly
Turning your PC into a till
Utilising niche marketing
Choosing powerful domains
Promoting your produce
Building interactive websites
Creating content rich web pages
Writing sales letters that sizzle
Powering the text with keywords
Search engine optimisation
Generating top ten rankings
Creating site maps
Flooding your site with traffic
Test marketing activities
Producing digital merchandise
Using articles to attract sales
Linking to other people’s websites
Understanding email promotion
Publishing virtual newsletters
Assembling lists of prospects
Creating a 'blog'
Attracting supplementary income
Giving stuff away to increase sales
Changing prospects into customers
Accepting credit card payments
Getting it all together

Working both routes in tandem

You will accomplish this in time by following to the letter the dictates contaned in this little workbook.

Scrimp on any of them and you will be stuck on the wrong train forever; so bored and tired that you will eventually become disillusioned and disembark;

Master with the dictates and you will soon be boarding the express train on (paradoxically) the slow route to residual online money-making in retirement.

Cautionary note before you begin

Set out to just to make money and you will fail;

Set out to help others and you will make money.

http://earn-money-in-retirement.com

Wednesday, June 07, 2006

How to Earn Money in Retirement and Beat the Pension Crisis

The call to earn money in retirement is fast becoming a necessity and this is so because when you retire from the workplace you continue forevermore to face the prospect of escalating living expenses: food, shelter; clothing, power supply, insurances, communications, income tax, etc, with less left over than you had at your disposal before for enjoying the minor luxuries of life.

For the majority of seniors the prospect is doubly daunting as a direct result of vastly reduced incomings due to the world wide pension crisis and so the need to earn money in retirement becomes imperative.

What do you do when there is too much month left at the end of your pension - do you bite the bullet and settle for cutbacks in the quality of life?

Not inevitably so because with tried and tested guidance you can stretch your abilities to make some extra cash in retirement and for some this is not so much an option as a necessity.

How do you visualize life in retirement?

You have reached or are approaching your 60th/65th year and are eligible for retirement. Or maybe you’re only 50 and opted out early.

o Do you punch the air with a tightly clenched fist now that you have finally escaped from the workplace?

o Or do you ask yourself, ‘What do I do now?’

For many retirees, lounging around the house or lying in the sun in a deck chair is not a prerequisite for third age enjoyment and fulfilment.

While the world is undoubtedly aging and the number of elderly people is increasing, the current crop of senior citizens is in better health and lead longer, more active lives than their parents did.

o They want action, not eternal relaxation;
o Excitement, not enforced leisure;
o Accomplishment, not resignation.

Conventional retirement is just too dreary, and many remain emotionally unprepared to throw the working life concept entirely to the wind. Some could also make good use of opportunities to increase basic income.

So, in lieu of conventional retirement, a significant number of third age people are turning to entrepreneurship as an alternative.

With valuable commercial skills acquired through years of practical experience, many of these retirees give serious consideration to launching their own businesses. They believe they still have what it takes and are highly motivated to succeed on their own.

Is it hard to earn money in retirement?

o Is it so restrictive that only a small number can succeed?

o Is it so demanding that only able-bodied retirees can make a go of it?

o Is it so difficult that only the super-intelligent stand a chance?

No – anyone can do it. If, for example, you are disabled or handicapped to some degree and would find it impossible to engage in a physical money-making activity you can still participate in ‘online’ enterprise - for which alternative route you will find many options.

So who is Jim Green and why should you read what he has to say about how to earn money in retirement?

Jim Green is 75 years young and as active in business as he was 50 years ago. He is also a bestselling author with 24 titles to his credit including "Your Retirement Masterplan" and "Earn Money in Retirement"

http://how-to-earn-money-in-retirement.com/

Tuesday, June 06, 2006

You keep all the cash you generate from this opportunity

Affiliate commissions range from 10 to 50 per cent but with the opportunity I am about to reveal you get to keep all the cash you generate: 100 per cent.

Master Resell Rights Products Package

Unlike alternatives you can find everywhere on the internet, this set of products comes complete with, master resell rights; resell rights and certain private label rights.

What does ‘master resell rights’ mean?

It simply means that when you sell on the resell rights to the entire collection or any individual product, your customers also get the resell rights. By giving away the rights, the deal becomes ultra-attractive to prospective buyers.

What's included in this package?

A set of 30 digital information products (the most popular online purchase) covering a variety of topics including:

Health
Making Money
Playing Poker
Card Games
Music
Wine Making
Creating software
Guitar Instruction
Mastering Mathematics
Visiting Japan
Interpreting Dreams
Brewing Beer
Interior design
Cheesecake Recipes
101 Home Cooking Recipes
Dessert Recipes

What can you do with this package?

Resell the entire package through Keith Wellman’s affiliate program and keep 100 per cent of the profits;
Sell individual products with or without resell rights;
Giveaway individual products to your website visitors and grow your lists;
Bundle any or all of these products as valuable bonuses to increase the perceived value of your own offer;
Form profitable joint ventures with other marketers using any or all of these products.

How much does it cost?

Incredibly, only $9.97 (approx £5.73)

Where can you acquire the package?

At this website http://www.keithwellman.com/resell/thankyou-page/440

Monday, June 05, 2006

Dipping your toes in the cyberspace pool

Basically there are three areas in which you can participate to make some quick money online in retirement.

1. Affiliate reselling where you act as a virtual sales agent retailing digital merchandise on behalf of the producer;

2. Consumer surveys where you complete online questionnaires for major concerns;

3. Online auctions where you buy and/or sell goods on the internet.

http://retirement-moneymakers.com

Sunday, June 04, 2006

How occasional forays into the subconscious provides a remedy

It is in the second layer of consciousness that you can locate stimuli to keep the conscious mind alert, active, and eager to contribute to the progression of your third age lifestyle. However, you cannot visit the subconscious on a whim and to access it at all requires a little work on your part. But this is not difficult work and when you persist at it, perfect it, the rewards ensuing can prove extremely satisfying.

Putting your subconscious to the test

You are a walking compendium of learned life skills; not just those skills you acquired in your career but the aggregated knowledge of a lifetime: work, hobbies, general interests, specialist interests, child bearing/raising/educating, and so on. The list is endless. And in one or more of these areas you are an expert. You don’t believe me? Then take a test and prove it for yourself.

Make a list in random order of topics that interest you.

Isolate the one topic you instinctively feel you know more about than any of the others. Start jotting down in tabular form every aspect relating to your conscious knowledge of the topic as it springs to mind; one word per aspect will suffice. Keep on adding as the thoughts tumble out.

Repeat this exercise for the next topic in order of perceived interest.

Repeat it for the next again.

Leave your lists aside and come back to them a few days later.

Unless you are brain dead something has been occurring in the interim. Your little exercise has sparked off the interest of your subconscious and it is enthused about the outcome. It has been carrying this stuff around for years and is desperate to disclose the extent of your collective intelligence, to tell you how much you really know. Given the opportunity, it could have conveyed this information a long time ago.

But you never asked – until now.

Review each of your lists again individually and at the prompting of the second level of your consciousness keep on adding until you have exhausted the deepest recesses of your memory bank. Upon completion you may be shocked to discover that the topic you thought you knew most about is in fact the one about which you know the least. One of the others may have the grabbed the Number 1 Spot thanks to power of recall of your helpful inner friend.

http://retirement-moneymakers.com

Saturday, June 03, 2006

Earn Money Online in Retirement While You Sleep

How would you like to wake up in the morning to messages in your email inbox with a subject line that reads, ‘You have new funds in your PayPal account’ or ‘invoice @clickbank.com’; messages from electronic payment processors that confirm you have been making money passively while you were asleep?

You can do this even if right now you consider the concept beyond your capabilities because what you are holding in your hands is a practical workbook that will show you how to make money online in retirement irrespective of your personal circumstances.

You can do this if your knowledge of online marketing is currently at zero;
You can do it with just an email address to start;
You can do it on the tightest of budgets;
You can do it without ever interfacing with anyone;
You can do it even if you think you can’t;
You can do while you sleep.

http://retirement-moneymakers.com

Friday, June 02, 2006

The effect of thought patterns on the third age experience

No two people approach retirement in the same way; one might embrace the prospect passionately while the other frets and worries. Thought patterns create attitudes and attitudes create outcomes. Outcomes in turn can shape lives for good or ill as in these disparate hypothetical case studies.

Retirement is six months away for Harry and he is filled with feelings of foreboding. An advance calculation of his works pension payout indicates a shortfall in what he’d been led to expect. All he can sees ahead is a diminution of living standards and his foreboding escalates into acute anxiety. He decides to put the matter to the back of his mind and goes into denial, pushing his energies into a series of pointless pursuits.

Anne on the other hand has retirement thrust upon her unexpectedly. She reckoned she had at least another five years of work in her but her employers thought otherwise. They offered Anne a niggardly package to retire early and as she has no works pension to fall back on, her financial future looks bleak in the extreme. She is quite naturally concerned but unlike Harry employs her energies constructively in formulating a plan of action; a plan that will enable her to live in marginally reduced circumstances; a plan that will enrich her retirement in every other direction.

Harry is in for stormy weather with his negative thinking; Anne is in control of her destiny through the power of positive thought and action.

Negative thoughts, words and attitude open up negative and unhappy moods and actions. When the mind is negative, poisons are released into the blood causing more unhappiness and negativity. This is the way to failure, frustration and disappointment. Conversely, positive thinking can move mountains and resolve problematic situations to which on the surface there would appear to be no logical solution.

http://retirement-moneymakers.com

Thursday, June 01, 2006

Dipping your toes in the cyberspace pool

Basically there are three areas in which you can participate to make some quick money online in retirement and in this chapter we shall focus on the first of these because it is the fastest, most effective and least expensive path for the beginner.

Areas for generating quick money online

1. Affiliate reselling where you act as a virtual sales agent retailing digital merchandise on behalf of the producer;

2. Consumer surveys where you complete online questionnaires for major concerns;

3. Online auctions where you buy and/or sell goods on the internet.

Note: (1) and (2) are normally commissioned based and in (3) you act as a principle.

http://retirement-moneymakers.com